Liability Packages

INSUREtrust can also provide commercial package types of policies that include a wide range of essential property and liability coverages for businesses. A commercial Property and Liability Package will include, but is not limited to, the following coverages:

• Business Auto Coverage
• General Liability Coverage – Liability insurance that is written to cover professional and commercial risks. Various available coverages would cover risks such as premises and operations, contractual liability, products and completed operations.
• Workers Compensation Coverage – A schedule of benefits that is payable to an employee in the event of an injury, disability, dismemberment, or death as a result of occupational hazard. It is also defined as the insurance agreeing to pay the Workers Compensation benefits required by law on behalf of the employer.
• Umbrella Liability Coverage – Provides protection against losses in excess of amounts covered by other liability insurance policies. It also protects the insured in many situations not covered by the usual liability policies and is available for both personal and commercial lines coverage.
• Small Business Owners Package – A combination policy in which several coverages are included in one contact. A package policy can include a storekeepers’ burglary and robbery policy, homeowners’ policy, a blanket crime policy, a special multi-peril policy, and a comprehensive business policy.

Please contact INSUREtrust for assistance with your particular Property & Liability Package needs and questions.